Expense Ratio History

FRDGV expense ratio history

Freedom 2070 Portfolio, Service Class

Fund company
Variable Insurance Products
Type
Mutual fund

0.70%

In basis points
70 basis points
Yearly cost per $10,000
$70
Prospectus dated
30 April 2026, filed with the SEC; rounded to 0.01%
Last change
Cut from 0.71% on 30 April 2026

Fee over time

FRDGV expense ratio: 0.72% until 30 Apr 2025, then 0.71%; 0.71% until 30 Apr 2026, then 0.70%; read at 0.70% on 30 Apr 2026.0.00%0.25%0.50%0.75%1.00%Jun 2024Nov 2024Apr 2025Sep 2025Feb 20260.72% before0.70% from 30 Apr 2026
FRDGV expense ratio: 0.72% until 30 Apr 2025, then 0.71%; 0.71% until 30 Apr 2026, then 0.70%; read at 0.70% on 30 Apr 2026.0.00%0.25%0.50%0.75%1.00%Jun 2024Mar 2025Dec 20250.72% before0.70% from 30 Apr 2026
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 3 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
FRDGV (this page) Service Class 0.70% — 30 Apr 2026
FRDFV Initial Class 0.60% — 30 Apr 2026
FRDHV Service Class 2 0.85% — 30 Apr 2026

Every figure we've recorded

DateFeeWhat happened
30 Apr 2026 0.70% In the prospectusTotal annual fund operating expenses in the prospectus dated 2026-04-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 Apr 2026 0.70% Cut from 0.71% to 0.70%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2026-04-20
31 Aug 2025 0.71% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-08-31 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
30 Apr 2025 0.71% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-04-30 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
30 Apr 2025 0.71% Cut from 0.72% to 0.71%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2025-04-18
12 Jun 2024 0.72% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-06-12 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.70% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$873 in fees over 10 years

After fees, $10,000 grows to $15,209.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$72
3 years$225
5 years$391
10 years$873

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 4 prospectuses for this share class since 2024. Each one is listed above with a link to the filing.

How we read fees

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