Expense Ratio History

JACSX expense ratio history

JPMorgan SmartRetirement Blend 2060 Fund, Class I

Fund company
JPMorgan
Type
Mutual fund

0.62%

In basis points
62 basis points
Yearly cost per $10,000
$62
Prospectus dated
1 November 2025, filed with the SEC; rounded to 0.01%
Last change
Cut from 0.63% on 1 November 2025

Fee over time

JACSX expense ratio: 0.88% until 1 Nov 2016, then 0.90%; 0.90% until 1 Nov 2017, then 14.75%; 14.75% until 1 Nov 2018, then 5.28%; 5.28% until 1 Nov 2019, then 1.70%; 1.70% until 1 Nov 2020, then 1.84%; 1.84% until 1 Nov 2021, then 0.78%; 0.78% until 1 Nov 2022, then 0.75%; 0.75% until 1 Nov 2023, then 0.67%; 0.67% until 1 Nov 2024, then 0.63%; 0.63% until 1 Nov 2025, then 0.62%; read at 0.62% on 1 Nov 2025.0.00%5.00%10.00%15.00%20.00%Aug 2016Mar 2018Oct 2019May 2021Dec 2022Jul 20240.88% before0.62% from 1 Nov 2025
JACSX expense ratio: 0.88% until 1 Nov 2016, then 0.90%; 0.90% until 1 Nov 2017, then 14.75%; 14.75% until 1 Nov 2018, then 5.28%; 5.28% until 1 Nov 2019, then 1.70%; 1.70% until 1 Nov 2020, then 1.84%; 1.84% until 1 Nov 2021, then 0.78%; 0.78% until 1 Nov 2022, then 0.75%; 0.75% until 1 Nov 2023, then 0.67%; 0.67% until 1 Nov 2024, then 0.63%; 0.63% until 1 Nov 2025, then 0.62%; read at 0.62% on 1 Nov 2025.0.00%5.00%10.00%15.00%20.00%Aug 2016Oct 2019Dec 20220.88% before0.62% from 1 Nov 2025
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 8 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
— — 6.52% 1.29% 1 Nov 2018
JACSX (this page) Class I 0.62% 0.42% 1 Nov 2025
JATPX Class R2 1.13% 0.92% 1 Nov 2025
JAABX CLASS R5 0.47% 0.27% 1 Nov 2025
JAAYX Class R6 0.37% 0.17% 1 Nov 2025
— — 6.01% 0.79% 1 Nov 2018
JATQX Class R3 0.91% 0.67% 1 Nov 2025
JATUX Class R4 0.62% 0.42% 1 Nov 2025

Every figure we've recorded

DateFeeWhat happened
1 Nov 2025 0.62% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2025 0.62% Cut from 0.63% to 0.62%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2025-10-22
1 Nov 2024 0.63% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2024 0.63% Cut from 0.67% to 0.63%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2024-10-25
1 Nov 2023 0.67% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2023 0.67% Cut from 0.75% to 0.67%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2023-10-24
1 Nov 2022 0.75% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2022 0.75% Cut from 0.78% to 0.75%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2022-10-26
18 Mar 2022 0.78% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-03-18 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2021 0.78% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2021 0.78% Cut from 1.84% to 0.78%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2021-10-22
1 Nov 2020 1.84% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-11-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
1 Nov 2020 1.84% Raised from 1.70% to 1.84%Prospectus date; the new figure appears in this filingSource: Prospectus (form 497) filed with the SEC on 2020-11-02
1 Nov 2019 1.70% In the prospectusTotal annual fund operating expenses in the prospectus dated 2019-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2019 1.70% Cut from 5.28% to 1.70%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2019-11-12
1 Nov 2018 5.28% In the prospectusTotal annual fund operating expenses in the prospectus dated 2018-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2018 5.28% Cut from 14.75% to 5.28%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2018-11-06
1 Nov 2017 14.75% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2017 14.75% Raised from 0.90% to 14.75%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2017-11-17
1 Nov 2016 0.90% In the prospectusTotal annual fund operating expenses in the prospectus dated 2016-11-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Nov 2016 0.90% Raised from 0.88% to 0.90%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2016-11-17
31 Aug 2016 0.88% In the prospectusTotal annual fund operating expenses in the prospectus dated 2016-08-31 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 0.62% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$776 in fees over 10 years

After fees, $10,000 grows to $15,329.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$64
3 years$199
5 years$347
10 years$776

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 12 prospectuses for this share class since 2016. Each one is listed above with a link to the filing.

How we read fees

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