Expense Ratio History

NSFHX expense ratio history

Natixis Target Retirement 2040 Fund, Class N

Fund company
Natixis
Type
Mutual fund

1.20%

In basis points
120 basis points
Yearly cost per $10,000
$120
Prospectus dated
1 June 2025, filed with the SEC; rounded to 0.01%
Last change
Cut from 1.50% on 1 June 2025

Fee over time

NSFHX expense ratio: 2.97% until 1 Jun 2018, then 5.10%; 5.10% until 1 Jun 2019, then 5.16%; 5.16% until 1 Jun 2020, then 4.67%; 4.67% until 1 Jun 2021, then 3.18%; 3.18% until 1 Jun 2022, then 2.25%; 2.25% until 1 Jun 2023, then 1.88%; 1.88% until 1 Jun 2024, then 1.50%; 1.50% until 1 Jun 2025, then 1.20%; read at 1.20% on 1 Jun 2025.0.00%2.00%4.00%6.00%8.00%Feb 2017Jul 2018Dec 2019May 2021Oct 2022Mar 20242.97% before1.20% from 1 Jun 2025
NSFHX expense ratio: 2.97% until 1 Jun 2018, then 5.10%; 5.10% until 1 Jun 2019, then 5.16%; 5.16% until 1 Jun 2020, then 4.67%; 4.67% until 1 Jun 2021, then 3.18%; 3.18% until 1 Jun 2022, then 2.25%; 2.25% until 1 Jun 2023, then 1.88%; 1.88% until 1 Jun 2024, then 1.50%; 1.50% until 1 Jun 2025, then 1.20%; read at 1.20% on 1 Jun 2025.0.00%2.00%4.00%6.00%8.00%Feb 2017Dec 2019Oct 20222.97% before1.20% from 1 Jun 2025
Solid line: the fee in effect after each recorded change. Dashed: the fee before it. Dots: prospectuses filed with the SEC and dates we read the fee from a source.

Share classes

The same fund is sold as 2 share classes, each with its own fee. Figures are from each class's latest prospectus in SEC filings, rounded to 0.01%.

TickerShare classFeeAfter waiversProspectus dated
NSFHX (this page) Class N 1.20% 0.48% 1 Jun 2025
— Class Y 1.30% 0.53% 1 Jun 2025

Every figure we've recorded

DateFeeWhat happened
1 Jun 2025 1.20% In the prospectusTotal annual fund operating expenses in the prospectus dated 2025-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2025 1.20% Cut from 1.50% to 1.20%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2025-05-29
1 Jun 2024 1.50% In the prospectusTotal annual fund operating expenses in the prospectus dated 2024-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2024 1.50% Cut from 1.88% to 1.50%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2024-05-29
1 Jun 2023 1.88% In the prospectusTotal annual fund operating expenses in the prospectus dated 2023-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2023 1.88% Cut from 2.25% to 1.88%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2023-05-30
1 Jun 2022 2.25% In the prospectusTotal annual fund operating expenses in the prospectus dated 2022-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2022 2.25% Cut from 3.18% to 2.25%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2022-05-27
1 Jun 2021 3.18% In the prospectusTotal annual fund operating expenses in the prospectus dated 2021-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2021 3.18% Cut from 4.67% to 3.18%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2021-05-28
1 Jun 2020 4.67% In the prospectusTotal annual fund operating expenses in the prospectus dated 2020-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2020 4.67% Cut from 5.16% to 4.67%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2020-06-19
1 Jun 2019 5.16% In the prospectusTotal annual fund operating expenses in the prospectus dated 2019-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2019 5.16% Raised from 5.10% to 5.16%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2019-06-20
1 Jun 2018 5.10% In the prospectusTotal annual fund operating expenses in the prospectus dated 2018-06-01 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS
1 Jun 2018 5.10% Raised from 2.97% to 5.10%Prospectus date; the new figure appears in this filingSource: Prospectus (form 485BPOS) filed with the SEC on 2018-06-22
1 Jul 2017 2.97% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-07-01 (form 497), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 497
28 Feb 2017 2.97% In the prospectusTotal annual fund operating expenses in the prospectus dated 2017-02-28 (form 485BPOS), from SEC bulk data, which rounds to 0.01%Source: SEC EDGAR filing, form 485BPOS

What this fee costs

Change the amount, years or return. The estimate keeps the fee at 1.20% and the return steady each year, the same assumptions as the cost example in a fund's prospectus.

$1,461 in fees over 10 years

After fees, $10,000 grows to $14,478.

Fees paid on $10,000 at 5% a year
AfterFees paid
1 year$123
3 years$383
5 years$663
10 years$1,461

How we read this figure

The figure is the total annual fund operating expenses line of the fee table in the fund's prospectus, as tagged in the fund company's filing with the SEC. The SEC publishes these figures rounded to four decimal places, so 0.015% appears as 0.02%. The fund company's own page may show a more precise number.

SEC filings give 10 prospectuses for this share class since 2017. Each one is listed above with a link to the filing.

How we read fees

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