Expense Ratio History

SPYM vs VFIAX: fees

State Street SPDR Portfolio S&P 500 ETF and Vanguard 500 Index Fund Admiral Shares both track the S&P 500. SPYM is cheaper, at 0.02% against 0.04% for VFIAX.

SPYM

State Street SPDR Portfolio S&P 500 ETF

0.02%

Yearly cost per $10,000
$2
Fund company
State Street
Type
ETF
Read on
19 October 2026
Last change
0.03% to 0.02%, 31 Oct 2022

VFIAX

Vanguard 500 Index Fund Admiral Shares

0.04%

Yearly cost per $10,000
$4
Fund company
Vanguard
Type
Index mutual fund
Read on
19 October 2026
Last change
0.14% to 0.04%, 29 Apr 2022

What the difference costs

On $10,000 held for 10 years at a steady 5% return, VFIAX's fee costs about $51 and SPYM's about $26, a difference of $26. The gap is 2 basis points a year, or $2 a year on every $10,000.

Fees are one fact among many. The two funds may differ in structure, minimums, tax treatment and tracking, and this site doesn't compare any of that. Each fund's page has its fee history and sources.

Fee history

SPYM
SPYM expense ratio: 0.10% until 20 Jun 2013, then 0.20%; 0.20% until 31 Oct 2013, then 0.10%; 0.10% until 31 Oct 2014, then 0.11%; 0.11% until 31 Oct 2016, then 0.10%; 0.10% until 31 Oct 2017, then 0.03%; 0.03% until 31 Oct 2022, then 0.02%; read at 0.02% on 19 Oct 2026.0.00%0.10%0.20%0.30%Oct 2012Mar 2015Aug 2017Jan 2020Jun 2022Nov 20240.10% before0.02% from 31 Oct 2022
SPYM expense ratio: 0.10% until 20 Jun 2013, then 0.20%; 0.20% until 31 Oct 2013, then 0.10%; 0.10% until 31 Oct 2014, then 0.11%; 0.11% until 31 Oct 2016, then 0.10%; 0.10% until 31 Oct 2017, then 0.03%; 0.03% until 31 Oct 2022, then 0.02%; read at 0.02% on 19 Oct 2026.0.00%0.10%0.20%0.30%Oct 2012Jul 2017Apr 20220.10% before0.02% from 31 Oct 2022
VFIAX
VFIAX expense ratio: 0.04% until 29 Apr 2021, then 0.14%; 0.14% until 29 Apr 2022, then 0.04%; read at 0.04% on 19 Oct 2026.0.00%0.05%0.10%0.15%0.20%Apr 2017Dec 2018Aug 2020Apr 2022Dec 2023Aug 20250.04% before0.04% from 29 Apr 2022
VFIAX expense ratio: 0.04% until 29 Apr 2021, then 0.14%; 0.14% until 29 Apr 2022, then 0.04%; read at 0.04% on 19 Oct 2026.0.00%0.05%0.10%0.15%0.20%Apr 2017Jul 2020Oct 20230.04% before0.04% from 29 Apr 2022

All S&P 500 index funds we track

Compare them all